Why LightStream?
$100 Loan Experience Guarantee
We will beat any qualifying rate.

* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

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Swimming Pool
And Spa Financing

60 Second
Loan Inquiry

We can help find you a swimming pool loan or home improvement loan for any home project. We work with lenders in 50 states to match your home improvement needs with one of their loan products, up to $200,000.

Interest rates and other loan terms may vary.


Loans Up To

Lenders Available
In All 50 States

Terms Up to
15 Years Available

60 Second
Online Inquiry

Your Swimming Pool Loan Is Waiting

A swimming pool does more than add value to your house, it also provides your family with a place to relax and exercise. Getting a swimming pool loan doesn’t have to be a complicated, time consuming process. With more than 55 years of experience assisting homeowners with obtaining home improvement financing, the team at HFS financial is the perfect partner.

What We Do

HFS Financial is located in Reisterstown , MD. We specialize in helping homeowners obtain swimming pool loans and home improvement loans because that is all we do. Whether you are looking to finance a new swimming pool, remodel your kitchen, bathroom,finish your basement, add a sunroom or new deck, we know how to get the loan done fast & efficiently.

When you work with HFS Financial, we’ll provide you with excellent customer service, and keep you informed about the status of your swimming pool loan. You get the swimming pool loan you qualify for, and you can have the staycation of a lifetime, right in your own backyard! Because we work with lenders that conduct business in all 50 states, HFS Financial can help you select the right loan for your financial needs – whether it’s a swimming pool loanpool/spa/patio enclosure, or any other home improvement project.

After you make an initial loan inquiry with us, our team will review it and then contact you within two business days. Every transaction completed on our site is secured and verified by GeoTrust. While credit restrictions do apply, HFS Financial works with various lenders that offer many different types of swimming pool and home improvement loan products for most credit situations.

With HFS Financial, our courteous and knowledgeable representatives will help you every step of the way. If you have any questions, we’ll provide the answers. All you have to do is call 1-800-254-9560. If our team is busy helping another customer, leave a message and we’ll return your call promptly. Act today and get the swimming pool loan you need to make your backyard a relaxing and comfortable getaway.


Submit a quick and easy inquiry here if you would like us to contact you to help you find a swimming pool or home improvement loan for your next project.